Baccarat is the world’s most popular casino live table game, accounting for a large percentage of games played in both landed and online casino sites. Baccarat is an old game, with roots in medieval Europe.
It’s exact origins are disputed, but it is popularly stated that this popular game was brought into France from Italy at the end of the 15th century by soldiers returning from the Italian Wars during the reign of Charles VIII. The game’s popularity exploded as the French elites and nobility adopted the game and never let up, even in modern times.
The game’s popularity is also due in part to its easy-to-understand rules and quick excitement that the card game provides, even for new players.
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What is Online Baccarat?
Unlike what the James Bond spy movies would show, baccarat isn’t really a fast paced game. It is a simple, sedate game that is mostly reliant on chance to win, easy for new players first learning the rules for live dealer games. No betting skill or grand strategy is needed, just simple luck.
Online baccarat is played online using six or eight decks of cards. There are a number of different variants of the game, but most follow these basic rules, with major differences found in bank handling. Common rules include always having two cards dealt to both the player and the banker, and that all players are equal on a baccarat table, with only the banker’s hand holding a slight advantage over a player’s hands.
A Simple Guide on How To Play Baccarat
The basics of baccarat is simple and quick to play. To play, follow the rules below.
Note:
1. The tens and face cards – Prince, Queen & King – all are worth 0 points while the Ace is worth 1 point. All other cards are worth their face value.
2. If the total of your hand is more than 10, the second digit is the value of the hand.
To Play:
- Two cards each are dealt to both the player and the banker. The player is dealt first.
- If in the first two cards dealt and either the player or banker has a point total of 8 or 9, they would win and the game is over.
- If no one has a total of 8 or 9, the player will draw another card.
- Finally, if the player stands pat or draws no new cards and the banker draws with a hand total of 0-5 and stays pat with a hand total of 6 or 7. All other hands are dependent on the third card the Player draws:
- If the player’s third card is 9, 10, face-card or Ace, the banker draws when he has a 0-3, and stays with a 4-7.
- If the player’s third card is 8, the banker draws when he has a 0-2, and stays with a 3-7.
- If the player’s third card is 6 or 7, the banker draws when he has a 0-6, and stays with a 7.
- If the player’s third card is 4 or 5, the banker draws when he has a 0-5, and stays with a 6-7.
- If the player’s third card is 2 or 3, the banker draws when he has a 0-4, and stays with a 5-7.
- Once all the cards are dealt out, calculate the winning hand. The hand that totals closest to 9 wins. In the unlikely event that both hands have the same number, the game ends in a tie.
Types of Online Baccarat Games
Punto Banco
Also known as North American Baccarat, Punto Banco is one of the most popular variants of baccarat. The name Punto Banco simply means player and banker, hence Punto Banco. Instead of playing against each other, players will play against the banker. Like normal baccarat, the aim is to obtain 9 points or get as close to nine as possible.
It is most commonly found in casinos in USA, Canada, Europe and other online casinos. It’s popularity stems from a very small house edge, making it easier for players to double their bets.
Chemin de Fer
Chemin de fer is a variant developed in the late 19th century in France. The name stems from the French term for railway, for its quicker pace of the game. It is also most popular in France, where the variant originated from.
To play, six decks of cards are used, and shuffled together. A player is designated as the banker and dealer while the rest are players. The position is rotated after every round around the baccarat table.
Baccarat Banque
Baccarat banque or Baccarat à Deux Tableaux, means “Baccarat on two boards”, is similar to Chemin de Fer. The difference is that the position of banker is fixed until the banker decides to give the position up. Also, the player acting as the banker doesn’t play against the player, and doesn’t have to cover the other players’ bets.
In the game, the player who has made the largest wager will remain as the banker until the shoe has been fully played out or has finished their bankroll and cannot continue to place any more bets. The player with the highest stake is chosen to be the Banker and they take the seat opposite the dealer.
Mini Baccarat
Mini Baccarat is played with eight decks of cards. Up to seven players can play at a time. The deck is shuffled by the dealer and then reshuffled and placed in a box or “shoe”. There are no options in the game on drawing or standing.
Super Pan 9
Super Pan 9 or Lucky Pan 9 is a faster paced game mostly found in California in brick and mortar casinos. A simpler variant of the game, it utilises the same scoring system and general gameplay rules with some notable differences.
No Commission Baccarat (Super 6)
Super 6 Baccarat has its name from rom the reference the Banker 6, which comes from the fact that a winning Bank hand totaling 6 is paid 1:2 odds. In traditional baccarat, the house collects a 5% commission for every winning banker’s hands while No Commission Baccarat does not. It is more popular in Asia, Australia and New Zealand, including Macau where Baccarat represents over 90% of the gaming revenue.
Three Card Baccarat
Played on a single deck, 3 Card Baccarat is found at smaller casinos in Macau. Both player and banker gets three cards, and the number of picture cards is also relevant to determine who wins.
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Quick Baccarat Strategy Tips & Tricks
Learn the rules of the variant you are playing
Baccarat has some of the widest variants of any card game. Know the type and variant you’re playing or you will lose the game before you’ve even started playing. All variants may share common rules and a structure, but there are enough differences that a player can slip up if they don’t know the game they are playing.
Set a budget
Set a budget and stick to it. The money you’ve set aside represents the amount of money you can afford to lose safely without affecting your overall financial health. Any money that you win can then be added into the pile to be wagered again. Do remember to walk away after you have won enough. Fortune is fickle and what looks like a winning streak can turn around just as quickly and easily.
Learn the betting odds of the game
Baccarat isn’t skill based, thus winning the game is usually based on the odds and luck. Different variants have different sets of odds, and to win it, a passing familiarity is needed at minimum.
When in doubt, bet on the banker
Bet on the banker. Most variants have slightly better odds that favour a banker and the likelihood of them winning is higher.
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Conclusion
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Baccarat is the world’s most popular casino live table game, accounting for a large percentage of games played in both landed and online casino sites. Baccarat is an old game, with roots in medieval Europe.
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